- Establish a budget based on what you spent last year, taking rising gas, heating and food prices into account.
- Cut back on debt by paying off a credit balance, forgoing unnecessary purchases or adding $50 a month to your mortgage payment.
- Prioritize major purchases you want to make and figure out how to pay for them out of your current income.
- Meet with a legal professional to review your will or estate plan to ensure it reflects your current life situation.
For help achieving your 2012 financial strategy, please contact our office.