Friday, July 26, 2013

Decisions, Decisions

Guest Blogger
Amy Maricle
Decision making can be a trying process for some of us. While many people are decisive, take action, and never look back, others hem and haw over career changes, how they feel about a potential partner, and even what to order for lunch. Whatever your decision making personality, taking the time to tune into your own inner wisdom can assist you in making positive choices that you feel satisfied with today, and years from now.

Mixed thoughts and feelings are what we usually refer to as ambivalence. Merriam Webster’s Online Dictionary defines ambivalence as: “Simultaneous and contradictory attitudes or feelings (as attraction and repulsion) toward an object, person, or action.” How can we feel opposite things at the same time? From a psychological standpoint, we all have separate, but overlapping parts of self, which we develop to serve different purposes. For example, I have a therapist, artist, wife, mother, child, and runner part, etc. You can visualize these parts of self as semi-overlapping circles that share certain skills, attributes, fears, insecurities, and habits. To get a clearer picture of this, think of how you behave at work – your tone of voice, word choice, posture, and timing. Now think of how you behave with your pet or your children at home. How would your child respond if you said, “I’d like you to consider moving nap time to somewhere in the window of 3 – 5 pm on weekends, as this would facilitate both afternoon chore productivity and morning play time.” Or vice versa, how would a colleague

Monday, July 22, 2013

Six Tips on Gambling Income and Losses

Whether you roll the dice, play cards or bet on the ponies, all your winnings are taxable. The IRS offers these six tax tips for the casual gambler.

1. Gambling income includes winnings from lotteries, raffles, horse races and casinos. It also includes cash and the fair market value of prizes you receive, such as cars and trips.

2. If you win, you may receive a Form W-2G, Certain Gambling Winnings, from the payer. The form reports the amount of your winnings to you and the IRS. The payer issues the form depending on the type of gambling, the amount of winnings, and other factors. You’ll also receive a Form W-2G if the payer withholds federal income tax from your winnings.

Thursday, July 18, 2013

Special Tax Benefits for Armed Forces Personnel

If you’re a member of the U.S. Armed Forces, the IRS wants you to know about the many tax benefits that
may apply to you. Special tax rules apply to military members on active duty, including those serving in combat zones. These rules can help lower your federal taxes and make it easier to file your tax return.

Here are ten of those benefits:

  1. Deadline Extensions.  Qualifying military members, including those who serve in a combat zone, can postpone some tax deadlines. This includes automatic extensions of time to file tax returns and pay taxes.

Thursday, July 4, 2013

Happy 4th of July from NFS

We remain the land of the free because we are the home of the brave.

As we celebrate Independence Day, take a moment to remember those who fought for our freedoms and gave their all for you and me.

We truly appreciate your business.

Wednesday, July 3, 2013

Protecting Your Financial Records From Disaster

Among other worthy causes, July is Bio-terrorism/Disaster Education and Awareness Month. With all of the unexpected happenings in the world, it is important that we are prepared for an emergency disaster. Take this time to educate yourself and your whole family on what to do in any type of disaster. Get a plan ready and have needed supplies handy if you ever need them.

Identification. If you suddenly find yourself standing in a pile of rubble that was once your home and your worldly possessions, establishing your identity will be of paramount importance. Access to personal identification documents such as your Social Security card, driver's license,

Tuesday, July 2, 2013

Thank You for Voting NFS Reader's Choice Award

The votes are in and all of us here at NFS would like to thank you for voting for us in the 2013 Wicked Local Readers Choice Awards.  With your votes we were given the Honorable Mention Award for Best Insurance Agency in Wrentham!!


Monday, July 1, 2013

Tax Tips for Newlyweds

Late spring and early summer are popular times for weddings. Whatever the season, a change in your marital status can affect your taxes. Here are several tips from the IRS for newlyweds.

  • It’s important that the names and Social Security numbers that you put on your tax return match your Social Security Administration records. If you’ve changed your name, report the change to the SSA. To do that, file Form SS-5, Application for a Social Security Card. You can get this form on their website at, by calling 800-772-1213 or by visiting your local SSA office.